We're a multi-disciplinary design studio that helps brands thrive.

What Can I do ?

Brand and Product Strategist and Designer

Brand Strategy

Architure of brand
user profiling
Data Matching
Product Strategist

Design Sprint Feature
Product Designer

UX/UI

CHECK IF YOU ARE A GOOD FIT BEFORE YOU START PROSPECTING.

This is a key concept found in most financial aspects of life, having a budgeting plan that works for you is vital for your lifestyle and preparing for the future.

  • Excellent budging skills and deciplines
  • Track and control every single dollar you earn and spend
  • Identify essential and non-essential luxuries to adopt strict spending habits
  • Long-Term Savings Plan to weather the storm in unprecedented times like Covid-19 Lockdown
  • Avoid getting yourself into debts and pay off any existing debts ASAP

Having a steady income from your employer or if you're self-employed is an essential requirement in the lending process. It dictates whether or not you are able to service the loan amount you want, this is called ‘serviceability’.

  • Hold a stable income from employer or self-employment.
  • Higher income or multiple streams of income will equate you with larger loansMultiple streams of income examples:
  • Multiple streams of income examples:

    ●Full Time Employment
    ●Rental/boarder Income
    ●Bonds/Shares Dividends
    ●Government Benefits
    ●Side Hustle Business  

Having a good savings and house deposit is another essential step in getting you closer to purchasing the property of your dreams. Typically banks will require a 20% deposit of the total loan amount you want to borrow for first homebuyers.

  • It’s compulsory for you to have good savings and enough for a house deposit.
  • First Home Buyers, banks will typically require a 20% deposit upfront.
  • Percentages can change according to your circumstance.
  • Bigger Upfront Deposits can lower the total amount to pay back.
  • Assets and help assist with your deposit.

This is the area that usually trips people up, but being aware of your debt and liabilities helps you to focus and direct some attention in this area that requires immediate action and stay clear from while moving forward.

  • Examples of Debt/Liabilities;

    - Credit Card Debt
    - Personal loans
    - Student loans
    - Outstanding fines/automatic payment
ONce you are a good fit this is the next level

Comparing houses for a good fit / Preferences (Personal Strategy)

Have the right resource for building essentials of resources and there is a process, making sure you get a lawyer and their legal advice! You have received your pre-approved bank loan and it's time to start house hunting!!!! We would then need to meet and discuss the next step in the process, which would consist of creating a personal plan outlining your best interests by strategizing.

Support you every step of the way!

Our team is here and will support you every step of the way from start to the finish.

Become a Client

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8 years in,
stronger than ever.

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