This is a key concept found in most financial aspects of life, having a budgeting plan that works for you is vital for your lifestyle and preparing for the future.
Having a steady income from your employer or if you're self-employed is an essential requirement in the lending process. It dictates whether or not you are able to service the loan amount you want, this is called ‘serviceability’.
Having a good savings and house deposit is another essential step in getting you closer to purchasing the property of your dreams. Typically banks will require a 20% deposit of the total loan amount you want to borrow for first homebuyers.
This is the area that usually trips people up, but being aware of your debt and liabilities helps you to focus and direct some attention in this area that requires immediate action and stay clear from while moving forward.
Have the right resource for building essentials of resources and there is a process, making sure you get a lawyer and their legal advice! You have received your pre-approved bank loan and it's time to start house hunting!!!! We would then need to meet and discuss the next step in the process, which would consist of creating a personal plan outlining your best interests by strategizing.
Our team is here and will support you every step of the way from start to the finish.
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